Call reports 2018
THAYER COUNTY BANK — 2018
What THAYER COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,387,000 | 58,222,000 | 56,922,000 | 63,541,000 |
| Total loans | 34,966,000 | 35,600,000 | 35,497,000 | 39,428,000 |
| Allowance for loan losses | 590,000 | 618,000 | 510,000 | 536,000 |
| Securities available for sale | 15,917,000 | 16,461,000 | 15,279,000 | 14,852,000 |
| Securities held to maturity | 249,000 | 249,000 | 249,000 | 249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,181,000 | 48,874,000 | 47,797,000 | 51,058,000 |
| Interest-bearing deposits | 38,615,000 | 38,368,000 | 35,479,000 | 38,129,000 |
| Noninterest-bearing deposits | 11,566,000 | 10,506,000 | 12,318,000 | 12,929,000 |
| Equity capital | 6,710,000 | 6,823,000 | 6,596,000 | 6,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,163,000 | 1,748,000 | 2,349,000 |
| Interest expense | 76,000 | 156,000 | 238,000 | 327,000 |
| Net interest income | 491,000 | 1,007,000 | 1,510,000 | 2,022,000 |
| Noninterest income | 98,000 | 159,000 | 253,000 | 345,000 |
| Noninterest expense | 418,000 | 818,000 | 1,151,000 | 1,590,000 |
| Provision for loan losses | 15,000 | 30,000 | 395,000 | 410,000 |
| Pretax income | 156,000 | 329,000 | 228,000 | 378,000 |
| Income tax | 29,000 | 59,000 | 93,000 | 35,000 |
| Net income | 127,000 | 270,000 | 135,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,863,000 | 6,641,000 | 6,357,000 | 6,766,000 |
| Total capital | 7,336,000 | 7,128,000 | 6,827,000 | 7,240,000 |
| Risk-weighted assets | 37,728,000 | 38,794,000 | 37,548,000 | 37,899,000 |