Call reports 2017
THAYER COUNTY BANK — 2017
What THAYER COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 57,295,000 | 56,697,000 | 56,114,000 | 59,405,000 |
| Total loans | 35,992,000 | 36,375,000 | 36,270,000 | 35,044,000 |
| Allowance for loan losses | 489,000 | 526,000 | 554,000 | 573,000 |
| Securities available for sale | 12,625,000 | 13,232,000 | 12,580,000 | 13,941,000 |
| Securities held to maturity | 248,000 | 248,000 | 248,000 | 249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,368,000 | 47,484,000 | 46,668,000 | 49,371,000 |
| Interest-bearing deposits | 37,273,000 | 38,111,000 | 36,886,000 | 36,392,000 |
| Noninterest-bearing deposits | 10,095,000 | 9,373,000 | 9,781,000 | 12,979,000 |
| Equity capital | 6,500,000 | 6,653,000 | 6,726,000 | 6,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,117,000 | 1,640,000 | 2,200,000 |
| Interest expense | 79,000 | 163,000 | 245,000 | 325,000 |
| Net interest income | 474,000 | 954,000 | 1,395,000 | 1,875,000 |
| Noninterest income | 71,000 | 166,000 | 185,000 | 271,000 |
| Noninterest expense | 393,000 | 819,000 | 1,225,000 | 1,653,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 137,000 | 281,000 | 320,000 | 443,000 |
| Income tax | 57,000 | 68,000 | 23,000 | 115,000 |
| Net income | 80,000 | 213,000 | 297,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,457,000 | 6,620,000 | 6,665,000 | 6,735,000 |
| Total capital | 6,946,000 | 7,120,000 | 7,150,000 | 7,191,000 |
| Risk-weighted assets | 40,160,000 | 39,951,000 | 38,784,000 | 36,391,000 |