Call reports 2015
THAYER COUNTY BANK — 2015
What THAYER COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 61,612,000 | 56,228,000 | 55,374,000 | 56,957,000 |
| Total loans | 35,215,000 | 35,696,000 | 36,198,000 | 36,270,000 |
| Allowance for loan losses | 382,000 | 359,000 | 382,000 | 367,000 |
| Securities available for sale | 12,368,000 | 11,863,000 | 10,870,000 | 10,648,000 |
| Securities held to maturity | 248,000 | 248,000 | 248,000 | 248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,934,000 | 47,716,000 | 47,021,000 | 48,048,000 |
| Interest-bearing deposits | 38,488,000 | 37,767,000 | 37,254,000 | 35,569,000 |
| Noninterest-bearing deposits | 14,446,000 | 9,949,000 | 9,768,000 | 12,479,000 |
| Equity capital | 5,939,000 | 5,897,000 | 6,004,000 | 6,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,176,000 | 1,757,000 | 2,329,000 |
| Interest expense | 115,000 | 206,000 | 298,000 | 396,000 |
| Net interest income | 454,000 | 970,000 | 1,459,000 | 1,933,000 |
| Noninterest income | 107,000 | 146,000 | 212,000 | 241,000 |
| Noninterest expense | 457,000 | 853,000 | 1,335,000 | 1,737,000 |
| Provision for loan losses | 15,000 | 55,000 | 87,000 | 102,000 |
| Pretax income | 89,000 | 208,000 | 299,000 | 395,000 |
| Income tax | 44,000 | 54,000 | 110,000 | 116,000 |
| Net income | 45,000 | 154,000 | 189,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,348,000 | 5,613,000 | 5,644,000 | 5,942,000 |
| Total capital | 5,765,000 | 6,007,000 | 6,026,000 | 6,309,000 |
| Risk-weighted assets | 52,158,000 | 42,990,000 | 42,975,000 | 42,835,000 |