Call reports 2008
CORRIDOR STATE BANK — 2008
What CORRIDOR STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 45,470,000 | 54,759,000 | 58,095,000 | 59,544,000 |
| Total loans | 38,190,000 | 48,627,000 | 50,253,000 | 53,105,000 |
| Allowance for loan losses | 430,000 | 583,000 | 604,000 | 614,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,757,000 | 42,268,000 | 44,728,000 | 47,139,000 |
| Interest-bearing deposits | 32,162,000 | 39,389,000 | 42,512,000 | 45,410,000 |
| Noninterest-bearing deposits | 2,596,000 | 2,878,000 | 2,216,000 | 1,729,000 |
| Equity capital | 4,214,000 | 6,045,000 | 5,980,000 | 5,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,432,000 | 2,224,000 | 3,068,000 |
| Interest expense | 435,000 | 875,000 | 1,320,000 | 1,795,000 |
| Net interest income | 219,000 | 557,000 | 904,000 | 1,273,000 |
| Noninterest income | 13,000 | 32,000 | 4,000 | 25,000 |
| Noninterest expense | 350,000 | 723,000 | 1,085,000 | 1,472,000 |
| Provision for loan losses | 39,000 | 192,000 | 214,000 | 225,000 |
| Pretax income | -157,000 | -326,000 | -391,000 | -399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -157,000 | -326,000 | -391,000 | -399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,214,000 | 6,045,000 | 5,980,000 | 5,972,000 |
| Total capital | 4,659,000 | 6,640,000 | 6,584,000 | 6,601,000 |
| Risk-weighted assets | 37,625,000 | 47,557,000 | 48,332,000 | 50,568,000 |
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