Call reports 2021
TEXSTAR NATIONAL BANK — 2021
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 417,806,000 | 433,900,000 | 441,111,000 | 448,623,000 |
| Total loans | 239,245,000 | 225,188,000 | 214,696,000 | 216,571,000 |
| Allowance for loan losses | 5,453,000 | 5,679,000 | 5,797,000 | 5,849,000 |
| Securities available for sale | 40,450,000 | 37,368,000 | 41,191,000 | 43,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,091,000 | 382,641,000 | 387,037,000 | 395,984,000 |
| Interest-bearing deposits | 264,017,000 | 269,470,000 | 267,492,000 | 276,226,000 |
| Noninterest-bearing deposits | 101,074,000 | 113,171,000 | 119,545,000 | 119,758,000 |
| Equity capital | 37,758,000 | 37,618,000 | 41,346,000 | 41,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,392,000 | 6,835,000 | 10,011,000 | 13,057,000 |
| Interest expense | 479,000 | 908,000 | 1,316,000 | 1,687,000 |
| Net interest income | 2,913,000 | 5,927,000 | 8,695,000 | 11,370,000 |
| Noninterest income | 150,000 | 307,000 | 480,000 | 642,000 |
| Noninterest expense | 1,902,000 | 3,881,000 | 5,869,000 | 7,881,000 |
| Provision for loan losses | 300,000 | 525,000 | 650,000 | 700,000 |
| Pretax income | 861,000 | 1,828,000 | 2,656,000 | 3,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 861,000 | 1,828,000 | 2,656,000 | 3,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,746,000 | 36,709,000 | 40,414,000 | 40,972,000 |
| Total capital | 39,629,000 | 39,649,000 | 43,345,000 | 44,021,000 |
| Risk-weighted assets | 228,099,000 | 232,526,000 | 231,670,000 | 241,099,000 |