Call reports 2020
TEXSTAR NATIONAL BANK — 2020
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 307,837,000 | 361,003,000 | 395,787,000 | 395,221,000 |
| Total loans | 213,214,000 | 231,641,000 | 230,932,000 | 229,882,000 |
| Allowance for loan losses | 4,389,000 | 4,625,000 | 4,927,000 | 5,152,000 |
| Securities available for sale | 30,555,000 | 31,216,000 | 30,800,000 | 31,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,999,000 | 284,717,000 | 335,890,000 | 341,874,000 |
| Interest-bearing deposits | 188,678,000 | 193,173,000 | 240,920,000 | 251,709,000 |
| Noninterest-bearing deposits | 70,321,000 | 91,544,000 | 94,970,000 | 90,165,000 |
| Equity capital | 33,332,000 | 37,541,000 | 37,183,000 | 37,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,214,000 | 6,343,000 | 9,458,000 | 12,574,000 |
| Interest expense | 576,000 | 1,073,000 | 1,607,000 | 2,137,000 |
| Net interest income | 2,638,000 | 5,270,000 | 7,851,000 | 10,437,000 |
| Noninterest income | 169,000 | 351,000 | 522,000 | 681,000 |
| Noninterest expense | 1,820,000 | 3,623,000 | 5,387,000 | 7,367,000 |
| Provision for loan losses | 175,000 | 475,000 | 775,000 | 1,075,000 |
| Pretax income | 812,000 | 1,523,000 | 2,211,000 | 2,676,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 812,000 | 1,523,000 | 2,211,000 | 2,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,104,000 | 36,211,000 | 35,916,000 | 36,066,000 |
| Total capital | — | 38,925,000 | 38,643,000 | 38,805,000 |
| Risk-weighted assets | — | 215,218,000 | 216,019,000 | 216,735,000 |