Call reports 2019
TEXSTAR NATIONAL BANK — 2019
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 264,044,000 | 273,621,000 | 282,090,000 | 282,964,000 |
| Total loans | 206,097,000 | 207,840,000 | 209,227,000 | 215,137,000 |
| Allowance for loan losses | 4,156,000 | 4,211,000 | 4,279,000 | 4,214,000 |
| Securities available for sale | 21,160,000 | 20,355,000 | 19,904,000 | 18,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,698,000 | 227,725,000 | 235,599,000 | 237,066,000 |
| Interest-bearing deposits | 152,575,000 | 155,739,000 | 162,170,000 | 170,098,000 |
| Noninterest-bearing deposits | 65,123,000 | 71,986,000 | 73,429,000 | 66,968,000 |
| Equity capital | 30,464,000 | 30,507,000 | 31,553,000 | 32,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,001,000 | 6,110,000 | 9,370,000 | 12,686,000 |
| Interest expense | 437,000 | 922,000 | 1,441,000 | 1,977,000 |
| Net interest income | 2,564,000 | 5,188,000 | 7,929,000 | 10,709,000 |
| Noninterest income | 139,000 | 269,000 | 406,000 | 562,000 |
| Noninterest expense | 1,804,000 | 3,584,000 | 5,384,000 | 7,366,000 |
| Provision for loan losses | 45,000 | 100,000 | 190,000 | 305,000 |
| Pretax income | 854,000 | 1,773,000 | 2,761,000 | 3,600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 854,000 | 1,773,000 | 2,761,000 | 3,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,844,000 | 29,640,000 | 30,588,000 | 31,294,000 |
| Total capital | 32,486,000 | 32,318,000 | 33,300,000 | 34,119,000 |
| Risk-weighted assets | 209,858,000 | 212,720,000 | 215,413,000 | 224,623,000 |