Call reports 2016
TEXSTAR NATIONAL BANK — 2016
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 223,919,000 | 228,905,000 | 231,589,000 | 241,935,000 |
| Total loans | 170,050,000 | 174,027,000 | 176,056,000 | 180,952,000 |
| Allowance for loan losses | 3,517,000 | 3,563,000 | 3,609,000 | 3,668,000 |
| Securities available for sale | 21,738,000 | 21,253,000 | 23,482,000 | 23,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,782,000 | 196,484,000 | 198,675,000 | 207,019,000 |
| Interest-bearing deposits | 142,620,000 | 138,809,000 | 138,480,000 | 147,843,000 |
| Noninterest-bearing deposits | 54,162,000 | 57,675,000 | 60,195,000 | 59,176,000 |
| Equity capital | 24,988,000 | 25,070,000 | 25,560,000 | 25,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,651,000 | 7,084,000 | 9,556,000 |
| Interest expense | 178,000 | 356,000 | 544,000 | 740,000 |
| Net interest income | 2,123,000 | 4,295,000 | 6,540,000 | 8,816,000 |
| Noninterest income | 132,000 | 269,000 | 420,000 | 541,000 |
| Noninterest expense | 1,695,000 | 3,377,000 | 5,089,000 | 6,897,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 515,000 | 1,097,000 | 1,736,000 | 2,280,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 1,097,000 | 1,736,000 | 2,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,976,000 | 23,991,000 | 24,539,000 | 24,950,000 |
| Total capital | 26,128,000 | 26,197,000 | 26,753,000 | 27,247,000 |
| Risk-weighted assets | 170,839,000 | 175,165,000 | 175,785,000 | 182,390,000 |