Call reports 2015
TEXSTAR NATIONAL BANK — 2015
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 217,324,000 | 219,422,000 | 211,869,000 | 216,842,000 |
| Total loans | 164,867,000 | 161,789,000 | 166,176,000 | 162,627,000 |
| Allowance for loan losses | 3,404,000 | 3,426,000 | 3,427,000 | 3,472,000 |
| Securities available for sale | 20,287,000 | 24,194,000 | 21,172,000 | 21,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,462,000 | 190,507,000 | 187,255,000 | 192,169,000 |
| Interest-bearing deposits | 138,070,000 | 141,437,000 | 136,706,000 | 142,468,000 |
| Noninterest-bearing deposits | 50,392,000 | 49,070,000 | 50,549,000 | 49,701,000 |
| Equity capital | 23,674,000 | 23,592,000 | 24,181,000 | 24,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,170,000 | 4,408,000 | 6,666,000 | 8,952,000 |
| Interest expense | 167,000 | 333,000 | 498,000 | 664,000 |
| Net interest income | 2,003,000 | 4,075,000 | 6,168,000 | 8,288,000 |
| Noninterest income | 131,000 | 269,000 | 413,000 | 562,000 |
| Noninterest expense | 1,534,000 | 3,093,000 | 4,727,000 | 6,523,000 |
| Provision for loan losses | 90,000 | 160,000 | 205,000 | 245,000 |
| Pretax income | 510,000 | 1,093,000 | 1,653,000 | 2,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 510,000 | 1,093,000 | 1,653,000 | 2,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,822,000 | 22,779,000 | 23,247,000 | 23,612,000 |
| Total capital | 24,848,000 | 24,850,000 | 25,329,000 | 25,653,000 |
| Risk-weighted assets | 160,776,000 | 164,332,000 | 165,290,000 | 161,869,000 |