Call reports 2014
TEXSTAR NATIONAL BANK — 2014
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 206,576,000 | 205,867,000 | 209,755,000 | 208,874,000 |
| Total loans | 154,915,000 | 159,568,000 | 161,170,000 | 166,740,000 |
| Allowance for loan losses | 3,044,000 | 3,134,000 | 3,224,000 | 3,314,000 |
| Securities available for sale | 22,818,000 | 22,753,000 | 23,930,000 | 20,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,499,000 | 178,278,000 | 181,501,000 | 180,450,000 |
| Interest-bearing deposits | 135,911,000 | 133,131,000 | 134,379,000 | 133,674,000 |
| Noninterest-bearing deposits | 43,588,000 | 45,147,000 | 47,122,000 | 46,776,000 |
| Equity capital | 21,873,000 | 22,234,000 | 22,753,000 | 23,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,219,000 | 6,404,000 | 8,649,000 |
| Interest expense | 181,000 | 357,000 | 536,000 | 710,000 |
| Net interest income | 1,907,000 | 3,862,000 | 5,868,000 | 7,939,000 |
| Noninterest income | 123,000 | 257,000 | 396,000 | 524,000 |
| Noninterest expense | 1,507,000 | 2,976,000 | 4,455,000 | 6,064,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 433,000 | 963,000 | 1,546,000 | 2,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 433,000 | 963,000 | 1,546,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,914,000 | 21,329,000 | 21,810,000 | 22,210,000 |
| Total capital | 22,779,000 | 23,300,000 | 23,771,000 | 24,268,000 |
| Risk-weighted assets | 148,075,000 | 156,460,000 | 155,674,000 | 163,423,000 |