Call reports 2012
TEXSTAR NATIONAL BANK — 2012
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 175,146,000 | 171,472,000 | 174,589,000 | 169,620,000 |
| Total loans | 128,695,000 | 128,135,000 | 129,355,000 | 132,946,000 |
| Allowance for loan losses | 2,436,000 | 2,492,000 | 2,487,000 | 2,576,000 |
| Securities available for sale | 15,169,000 | 13,590,000 | 11,713,000 | 11,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,899,000 | 150,832,000 | 153,556,000 | 148,513,000 |
| Interest-bearing deposits | 122,362,000 | 120,767,000 | 120,095,000 | 115,365,000 |
| Noninterest-bearing deposits | 32,537,000 | 30,065,000 | 33,461,000 | 33,148,000 |
| Equity capital | 19,933,000 | 20,266,000 | 20,606,000 | 20,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,916,000 | 5,854,000 | 7,815,000 |
| Interest expense | 273,000 | 515,000 | 747,000 | 964,000 |
| Net interest income | 1,696,000 | 3,401,000 | 5,107,000 | 6,851,000 |
| Noninterest income | 127,000 | 284,000 | 446,000 | 571,000 |
| Noninterest expense | 1,269,000 | 2,587,000 | 3,898,000 | 5,307,000 |
| Provision for loan losses | 150,000 | 300,000 | 420,000 | 540,000 |
| Pretax income | 404,000 | 798,000 | 1,235,000 | 1,575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 404,000 | 798,000 | 1,235,000 | 1,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,930,000 | 19,244,000 | 19,600,000 | 19,855,000 |
| Total capital | 20,495,000 | 20,696,000 | 21,168,000 | 21,477,000 |
| Risk-weighted assets | 124,354,000 | 121,184,000 | 124,566,000 | 128,853,000 |