Call reports 2011
TEXSTAR NATIONAL BANK — 2011
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,304,000 | 181,194,000 | 179,135,000 | 187,454,000 |
| Total loans | 135,655,000 | 133,564,000 | 130,710,000 | 135,743,000 |
| Allowance for loan losses | 1,977,000 | 2,111,000 | 2,227,000 | 2,300,000 |
| Securities available for sale | 12,351,000 | 15,291,000 | 13,897,000 | 15,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,227,000 | 161,659,000 | 159,208,000 | 167,484,000 |
| Interest-bearing deposits | 130,460,000 | 134,534,000 | 131,284,000 | 137,617,000 |
| Noninterest-bearing deposits | 24,767,000 | 27,125,000 | 27,924,000 | 29,867,000 |
| Equity capital | 18,767,000 | 19,131,000 | 19,442,000 | 19,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,081,000 | 6,132,000 | 8,204,000 |
| Interest expense | 394,000 | 766,000 | 1,100,000 | 1,402,000 |
| Net interest income | 1,626,000 | 3,315,000 | 5,032,000 | 6,802,000 |
| Noninterest income | 102,000 | 209,000 | 324,000 | 454,000 |
| Noninterest expense | 1,327,000 | 2,657,000 | 3,986,000 | 5,365,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 251,000 | 567,000 | 920,000 | 1,291,000 |
| Income tax | -10,000 | -10,000 | -10,000 | -10,000 |
| Net income | 261,000 | 577,000 | 930,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,777,000 | 18,031,000 | 18,319,000 | 18,618,000 |
| Total capital | 19,437,000 | 19,682,000 | 19,935,000 | 20,267,000 |
| Risk-weighted assets | 132,537,000 | 131,623,000 | 127,915,000 | 131,234,000 |