Call reports 2010
TEXSTAR NATIONAL BANK — 2010
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 170,336,000 | 168,237,000 | 167,953,000 | 168,931,000 |
| Total loans | 134,511,000 | 131,495,000 | 131,791,000 | 133,471,000 |
| Allowance for loan losses | 1,563,000 | 1,702,000 | 1,763,000 | 1,812,000 |
| Securities available for sale | 12,987,000 | 12,153,000 | 10,684,000 | 12,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,692,000 | 149,669,000 | 148,828,000 | 149,982,000 |
| Interest-bearing deposits | 134,112,000 | 125,324,000 | 120,893,000 | 123,064,000 |
| Noninterest-bearing deposits | 21,581,000 | 24,344,000 | 27,935,000 | 26,918,000 |
| Equity capital | 14,087,000 | 18,062,000 | 18,575,000 | 18,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,096,000 | 4,245,000 | 6,354,000 | 8,365,000 |
| Interest expense | 626,000 | 1,190,000 | 1,671,000 | 2,120,000 |
| Net interest income | 1,470,000 | 3,055,000 | 4,683,000 | 6,245,000 |
| Noninterest income | 121,000 | 222,000 | 334,000 | 483,000 |
| Noninterest expense | 1,279,000 | 2,552,000 | 3,876,000 | 5,194,000 |
| Provision for loan losses | 150,000 | 325,000 | 535,000 | 685,000 |
| Pretax income | 162,000 | 400,000 | 653,000 | 896,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 159,000 | 394,000 | 644,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,068,000 | 17,000,000 | 17,420,000 | 17,592,000 |
| Total capital | 14,631,000 | 18,630,000 | 19,052,000 | 19,218,000 |
| Risk-weighted assets | 125,976,000 | 130,314,000 | 130,452,000 | 129,861,000 |