Call reports 2009
TEXSTAR NATIONAL BANK — 2009
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 146,876,000 | 153,612,000 | 160,673,000 | 165,510,000 |
| Total loans | 119,511,000 | 123,401,000 | 133,152,000 | 134,633,000 |
| Allowance for loan losses | 1,143,000 | 1,227,000 | 1,366,000 | 1,485,000 |
| Securities available for sale | 8,099,000 | 9,074,000 | 9,104,000 | 11,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,793,000 | 139,390,000 | 146,200,000 | 151,106,000 |
| Interest-bearing deposits | 114,281,000 | 119,271,000 | 125,181,000 | 130,907,000 |
| Noninterest-bearing deposits | 18,512,000 | 20,119,000 | 21,019,000 | 20,198,000 |
| Equity capital | 13,540,000 | 13,505,000 | 13,738,000 | 13,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 4,047,000 | 6,160,000 | 8,321,000 |
| Interest expense | 756,000 | 1,509,000 | 2,240,000 | 2,946,000 |
| Net interest income | 1,224,000 | 2,538,000 | 3,920,000 | 5,375,000 |
| Noninterest income | 120,000 | 263,000 | 386,000 | 512,000 |
| Noninterest expense | 1,146,000 | 2,398,000 | 3,605,000 | 4,902,000 |
| Provision for loan losses | 80,000 | 170,000 | 315,000 | 435,000 |
| Pretax income | 138,000 | 274,000 | 436,000 | 600,000 |
| Income tax | 8,000 | 16,000 | 22,000 | 27,000 |
| Net income | 130,000 | 258,000 | 414,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,401,000 | 12,545,000 | 12,717,000 | 12,892,000 |
| Total capital | 13,544,000 | 13,772,000 | 14,083,000 | 14,377,000 |
| Risk-weighted assets | 111,635,000 | 115,005,000 | 120,558,000 | 123,035,000 |