Call reports 2008
TEXSTAR NATIONAL BANK — 2008
What TEXSTAR NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 112,406,000 | 118,432,000 | 124,831,000 | 131,430,000 |
| Total loans | 88,183,000 | 93,605,000 | 99,264,000 | 113,230,000 |
| Allowance for loan losses | 964,000 | 1,009,000 | 1,054,000 | 1,083,000 |
| Securities available for sale | 9,129,000 | 8,341,000 | 9,399,000 | 9,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,659,000 | 107,712,000 | 111,195,000 | 117,604,000 |
| Interest-bearing deposits | 82,793,000 | 89,717,000 | 93,360,000 | 99,238,000 |
| Noninterest-bearing deposits | 18,866,000 | 17,995,000 | 17,835,000 | 18,366,000 |
| Equity capital | 10,340,000 | 10,286,000 | 13,125,000 | 13,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,862,000 | 3,777,000 | 5,767,000 | 7,794,000 |
| Interest expense | 774,000 | 1,537,000 | 2,306,000 | 3,073,000 |
| Net interest income | 1,088,000 | 2,240,000 | 3,461,000 | 4,721,000 |
| Noninterest income | 99,000 | 204,000 | 312,000 | 430,000 |
| Noninterest expense | 1,039,000 | 2,095,000 | 3,156,000 | 4,251,000 |
| Provision for loan losses | 50,000 | 95,000 | 140,000 | 185,000 |
| Pretax income | 117,000 | 273,000 | 496,000 | 736,000 |
| Income tax | 3,000 | 8,000 | 12,000 | 22,000 |
| Net income | 114,000 | 265,000 | 484,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,103,000 | 9,270,000 | 12,006,000 | 12,253,000 |
| Total capital | 10,067,000 | 10,279,000 | 13,060,000 | 13,336,000 |
| Risk-weighted assets | 88,145,000 | 94,269,000 | 98,202,000 | 108,297,000 |