Call reports 2008
NATIONAL BANK OF WALTON COUNTY, THE — 2008
What NATIONAL BANK OF WALTON COUNTY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 249,561,000 | 248,273,000 |
| Total loans | 210,817,000 | 211,305,000 |
| Allowance for loan losses | 2,935,000 | 3,209,000 |
| Securities available for sale | 28,782,000 | 26,721,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 200,134,000 | 194,644,000 |
| Interest-bearing deposits | 186,406,000 | 180,703,000 |
| Noninterest-bearing deposits | 13,728,000 | 13,941,000 |
| Equity capital | 20,755,000 | 20,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 4,150,000 | 7,869,000 |
| Interest expense | 1,686,000 | 3,118,000 |
| Net interest income | 2,464,000 | 4,751,000 |
| Noninterest income | 574,000 | 1,040,000 |
| Noninterest expense | 1,497,000 | 3,079,000 |
| Provision for loan losses | 309,000 | 641,000 |
| Pretax income | 1,232,000 | 2,071,000 |
| Income tax | 450,000 | 747,000 |
| Net income | 782,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 20,256,000 | 20,055,000 |
| Total capital | 22,923,000 | 22,723,000 |
| Risk-weighted assets | 213,128,000 | 212,911,000 |