Call reports 2001
NATIONAL BANK OF WALTON COUNTY, THE — 2001
What NATIONAL BANK OF WALTON COUNTY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 172,236,000 | 175,680,000 | 179,557,000 | 184,103,000 |
| Total loans | 130,289,000 | 131,118,000 | 137,309,000 | 143,341,000 |
| Allowance for loan losses | 2,107,000 | 2,083,000 | 2,055,000 | 2,047,000 |
| Securities available for sale | 26,137,000 | 27,576,000 | 31,357,000 | 32,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,935,000 | 159,143,000 | 162,083,000 | 165,566,000 |
| Interest-bearing deposits | 130,439,000 | 134,218,000 | 136,865,000 | 140,422,000 |
| Noninterest-bearing deposits | 25,496,000 | 24,925,000 | 25,218,000 | 25,144,000 |
| Equity capital | 13,083,000 | 13,310,000 | 13,817,000 | 13,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,555,000 | 7,098,000 | 10,599,000 | 14,054,000 |
| Interest expense | 1,585,000 | 3,130,000 | 4,566,000 | 5,838,000 |
| Net interest income | 1,970,000 | 3,968,000 | 6,033,000 | 8,216,000 |
| Noninterest income | 408,000 | 862,000 | 1,295,000 | 1,788,000 |
| Noninterest expense | 1,272,000 | 2,503,000 | 3,749,000 | 4,974,000 |
| Provision for loan losses | 0 | -35,000 | -45,000 | -45,000 |
| Pretax income | 1,106,000 | 2,362,000 | 3,624,000 | 5,075,000 |
| Income tax | 395,000 | 843,000 | 1,299,000 | 1,817,000 |
| Net income | 711,000 | 1,519,000 | 2,325,000 | 3,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,854,000 | 13,000,000 | 13,142,000 | 13,486,000 |
| Total capital | 14,467,000 | 14,639,000 | 14,842,000 | 15,244,000 |
| Risk-weighted assets | 128,380,000 | 130,687,000 | 135,631,000 | 140,363,000 |