Call reports 2025
SCOTTSDALE COMMUNITY BANK — 2025
What SCOTTSDALE COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 82,434,000 | 91,153,000 | 97,200,000 | 107,224,000 |
| Total loans | 60,193,000 | 67,536,000 | 74,860,000 | 85,840,000 |
| Allowance for loan losses | 684,000 | 709,000 | 729,000 | 729,000 |
| Securities available for sale | 13,544,000 | 14,800,000 | 13,960,000 | 15,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,855,000 | 68,454,000 | 76,459,000 | 86,568,000 |
| Interest-bearing deposits | 54,920,000 | 58,296,000 | 64,061,000 | 74,538,000 |
| Noninterest-bearing deposits | 10,935,000 | 10,158,000 | 12,398,000 | 12,030,000 |
| Equity capital | 13,092,000 | 12,944,000 | 13,030,000 | 13,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,427,000 | 3,879,000 | 5,426,000 |
| Interest expense | 525,000 | 1,140,000 | 1,851,000 | 2,600,000 |
| Net interest income | 602,000 | 1,287,000 | 2,028,000 | 2,826,000 |
| Noninterest income | 11,000 | 23,000 | 35,000 | 51,000 |
| Noninterest expense | 720,000 | 1,502,000 | 2,349,000 | 3,154,000 |
| Provision for loan losses | 35,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | -142,000 | -252,000 | -366,000 | -357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -142,000 | -252,000 | -366,000 | -357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,359,000 | 13,271,000 | 13,179,000 | 13,213,000 |