Call reports 2018
MORRIS STATE BANK, THE — 2018
What MORRIS STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 76,449,000 | 76,350,000 |
| Total loans | 57,970,000 | 56,789,000 |
| Allowance for loan losses | 571,000 | 563,000 |
| Securities available for sale | 9,294,000 | 9,130,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 65,394,000 | 64,393,000 |
| Interest-bearing deposits | 52,970,000 | 51,196,000 |
| Noninterest-bearing deposits | 12,425,000 | 13,197,000 |
| Equity capital | 6,217,000 | 6,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 926,000 | 1,826,000 |
| Interest expense | 143,000 | 273,000 |
| Net interest income | 783,000 | 1,553,000 |
| Noninterest income | 169,000 | 324,000 |
| Noninterest expense | 585,000 | 1,130,000 |
| Provision for loan losses | 15,000 | 20,000 |
| Pretax income | 352,000 | 727,000 |
| Income tax | 322,000 | 415,000 |
| Net income | 30,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 6,439,000 | 6,720,000 |
| Total capital | 7,010,000 | 7,283,000 |
| Risk-weighted assets | 47,973,000 | 47,052,000 |