Call reports 2017
MORRIS STATE BANK, THE — 2017
What MORRIS STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,461,000 | 75,132,000 | 76,506,000 | 79,433,000 |
| Total loans | 55,282,000 | 55,136,000 | 56,971,000 | 58,978,000 |
| Allowance for loan losses | 592,000 | 594,000 | 599,000 | 573,000 |
| Securities available for sale | 10,343,000 | 10,283,000 | 9,839,000 | 9,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,298,000 | 68,379,000 | 64,021,000 | 62,231,000 |
| Interest-bearing deposits | 55,608,000 | 55,792,000 | 51,532,000 | 50,108,000 |
| Noninterest-bearing deposits | 12,691,000 | 12,586,000 | 12,489,000 | 12,123,000 |
| Equity capital | 6,313,000 | 6,472,000 | 6,561,000 | 6,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,765,000 | 2,665,000 | 3,598,000 |
| Interest expense | 102,000 | 228,000 | 340,000 | 467,000 |
| Net interest income | 780,000 | 1,537,000 | 2,325,000 | 3,131,000 |
| Noninterest income | 179,000 | 355,000 | 529,000 | 690,000 |
| Noninterest expense | 590,000 | 1,186,000 | 1,753,000 | 2,355,000 |
| Provision for loan losses | 8,000 | 15,000 | 28,000 | 48,000 |
| Pretax income | 361,000 | 691,000 | 1,075,000 | 1,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 361,000 | 691,000 | 1,075,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,534,000 | 6,566,000 | 6,647,000 | 6,688,000 |
| Total capital | 7,110,000 | 7,143,000 | 7,237,000 | 7,261,000 |
| Risk-weighted assets | 46,070,000 | 46,117,000 | 47,192,000 | 49,238,000 |