Call reports 2016
MORRIS STATE BANK, THE — 2016
What MORRIS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,121,000 | 76,488,000 | 77,555,000 | 76,431,000 |
| Total loans | 56,513,000 | 56,307,000 | 55,992,000 | 55,570,000 |
| Allowance for loan losses | 620,000 | 612,000 | 609,000 | 595,000 |
| Securities available for sale | 10,432,000 | 11,173,000 | 10,997,000 | 10,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,676,000 | 67,405,000 | 66,002,000 | 66,014,000 |
| Interest-bearing deposits | 56,855,000 | 55,835,000 | 53,800,000 | 53,929,000 |
| Noninterest-bearing deposits | 11,821,000 | 11,571,000 | 12,202,000 | 12,085,000 |
| Equity capital | 6,342,000 | 6,436,000 | 6,521,000 | 6,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,786,000 | 2,719,000 | 3,596,000 |
| Interest expense | 100,000 | 207,000 | 317,000 | 425,000 |
| Net interest income | 797,000 | 1,579,000 | 2,402,000 | 3,171,000 |
| Noninterest income | 165,000 | 331,000 | 521,000 | 700,000 |
| Noninterest expense | 588,000 | 1,172,000 | 1,723,000 | 2,315,000 |
| Provision for loan losses | 5,000 | 5,000 | 6,000 | 16,000 |
| Pretax income | 369,000 | 805,000 | 1,266,000 | 1,612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 369,000 | 805,000 | 1,266,000 | 1,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,234,000 | 6,376,000 | 6,486,000 | 6,483,000 |
| Total capital | 6,823,000 | 6,962,000 | 7,071,000 | 7,062,000 |
| Risk-weighted assets | 47,079,000 | 46,829,000 | 46,770,000 | 46,307,000 |