Call reports 2013
MORRIS STATE BANK, THE — 2013
What MORRIS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,867,000 | 67,109,000 | 68,384,000 | 68,925,000 |
| Total loans | 51,777,000 | 51,609,000 | 52,075,000 | 52,521,000 |
| Allowance for loan losses | 578,000 | 595,000 | 608,000 | 615,000 |
| Securities available for sale | 8,792,000 | 10,733,000 | 10,462,000 | 10,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,281,000 | 61,472,000 | 62,533,000 | 61,670,000 |
| Interest-bearing deposits | 49,643,000 | 49,811,000 | 50,136,000 | 49,565,000 |
| Noninterest-bearing deposits | 12,638,000 | 11,660,000 | 12,398,000 | 12,105,000 |
| Equity capital | 6,022,000 | 5,577,000 | 5,773,000 | 5,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 847,000 | 1,696,000 | 2,547,000 | 3,419,000 |
| Interest expense | 85,000 | 168,000 | 247,000 | 327,000 |
| Net interest income | 762,000 | 1,528,000 | 2,300,000 | 3,092,000 |
| Noninterest income | 155,000 | 304,000 | 484,000 | 637,000 |
| Noninterest expense | 378,000 | 873,000 | 1,389,000 | 1,922,000 |
| Provision for loan losses | 15,000 | 40,000 | 70,000 | 75,000 |
| Pretax income | 524,000 | 919,000 | 1,325,000 | 1,732,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 524,000 | 919,000 | 1,325,000 | 1,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,972,000 | 5,939,000 | 6,033,000 | 6,116,000 |
| Total capital | 6,544,000 | 6,529,000 | 6,630,000 | 6,674,000 |
| Risk-weighted assets | 45,732,000 | 47,232,000 | 47,729,000 | 44,620,000 |