Call reports 2011
MORRIS STATE BANK, THE — 2011
What MORRIS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,991,000 | 63,518,000 | 64,430,000 | 62,874,000 |
| Total loans | 48,168,000 | 48,037,000 | 50,302,000 | 50,234,000 |
| Allowance for loan losses | 539,000 | 548,000 | 558,000 | 533,000 |
| Securities available for sale | 1,679,000 | 3,878,000 | 4,684,000 | 7,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,027,000 | 57,881,000 | 58,613,000 | 56,805,000 |
| Interest-bearing deposits | 49,512,000 | 48,130,000 | 47,522,000 | 46,566,000 |
| Noninterest-bearing deposits | 9,515,000 | 9,751,000 | 11,091,000 | 10,239,000 |
| Equity capital | 5,924,000 | 5,598,000 | 5,766,000 | 5,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,751,000 | 2,659,000 | 3,550,000 |
| Interest expense | 145,000 | 279,000 | 401,000 | 507,000 |
| Net interest income | 728,000 | 1,472,000 | 2,258,000 | 3,043,000 |
| Noninterest income | 150,000 | 285,000 | 440,000 | 569,000 |
| Noninterest expense | 475,000 | 965,000 | 1,442,000 | 1,939,000 |
| Provision for loan losses | 25,000 | 45,000 | 74,000 | 127,000 |
| Pretax income | 378,000 | 747,000 | 1,182,000 | 1,546,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 747,000 | 1,182,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,886,000 | 5,554,000 | 5,689,000 | 5,453,000 |
| Total capital | 6,425,000 | 6,102,000 | 6,247,000 | 5,986,000 |
| Risk-weighted assets | 43,860,000 | 43,928,000 | 44,991,000 | 42,916,000 |