Call reports 2008
MORRIS STATE BANK, THE — 2008
What MORRIS STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 61,105,000 | 61,491,000 | 62,491,000 | 62,549,000 |
| Total loans | 51,439,000 | 52,406,000 | 52,223,000 | 51,112,000 |
| Allowance for loan losses | 591,000 | 584,000 | 597,000 | 532,000 |
| Securities available for sale | 2,770,000 | 2,607,000 | 1,967,000 | 1,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,979,000 | 50,247,000 | 52,104,000 | 52,865,000 |
| Interest-bearing deposits | 41,935,000 | 41,897,000 | 44,244,000 | 44,845,000 |
| Noninterest-bearing deposits | 8,044,000 | 8,350,000 | 7,860,000 | 8,020,000 |
| Equity capital | 5,530,000 | 5,664,000 | 5,806,000 | 5,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,232,000 | 3,339,000 | 4,421,000 |
| Interest expense | 440,000 | 844,000 | 1,225,000 | 1,592,000 |
| Net interest income | 684,000 | 1,388,000 | 2,114,000 | 2,829,000 |
| Noninterest income | 121,000 | 227,000 | 339,000 | 435,000 |
| Noninterest expense | 427,000 | 860,000 | 1,323,000 | 1,803,000 |
| Provision for loan losses | 15,000 | 35,000 | 65,000 | 125,000 |
| Pretax income | 363,000 | 720,000 | 1,065,000 | 1,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | 720,000 | 1,065,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,479,000 | 5,636,000 | 5,781,000 | 5,053,000 |
| Total capital | 6,052,000 | 6,195,000 | 6,368,000 | 5,585,000 |
| Risk-weighted assets | 45,848,000 | 44,697,000 | 46,912,000 | 45,617,000 |
Machine access — free, no API key
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