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Call reports 2001

UNITED COMMUNITY BANK — 2001

What UNITED COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.

PERIOD: 2001SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5a526702-976e-4e0a-90bc-e240bb5cdabe/2001

Balance sheet

What the bank holds and owes at quarter end

Measure2001Q12001Q22001Q32001Q4
Total assets50,197,00050,812,00050,057,00047,367,000
Total loans37,567,00036,796,00034,846,00032,856,000
Allowance for loan losses508,000478,000436,000415,000
Securities available for sale6,242,0008,194,0008,083,0008,065,000
Securities held to maturity1,059,000956,0001,055,000956,000
Trading assets0000
Total deposits39,082,00040,558,00040,189,00037,649,000
Interest-bearing deposits34,722,00035,583,00035,183,00031,619,000
Noninterest-bearing deposits4,360,0004,975,0005,006,0006,030,000
Equity capital3,640,0003,726,0003,553,0003,385,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2001Q12001Q22001Q32001Q4
Interest income1,134,0002,184,0003,249,0004,373,000
Interest expense537,0001,057,0001,576,0002,001,000
Net interest income597,0001,127,0001,673,0002,372,000
Noninterest income94,000358,000436,000410,000
Noninterest expense455,0001,070,0001,564,0002,208,000
Provision for loan losses30,00052,000336,000726,000
Pretax income206,000365,000211,000-150,000
Income tax67,00063,00082,000-41,000
Net income139,000302,000129,000-109,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2001Q12001Q22001Q32001Q4
Tier 1 capital3,609,0003,710,0003,442,0003,325,000
Total capital4,027,0004,126,0003,878,0003,740,000
Risk-weighted assets33,356,00033,217,00036,747,00034,163,000

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