Call reports 2016
MAXWELL STATE BANK — 2016
What MAXWELL STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,651,000 | 29,441,000 | 28,691,000 | 28,110,000 |
| Total loans | 7,001,000 | 7,305,000 | 7,305,000 | 5,872,000 |
| Allowance for loan losses | 95,000 | 95,000 | 95,000 | 95,000 |
| Securities available for sale | 8,023,000 | 8,066,000 | 7,987,000 | 7,627,000 |
| Securities held to maturity | 11,308,000 | 11,561,000 | 11,315,000 | 11,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,521,000 | 24,231,000 | 23,323,000 | 22,946,000 |
| Interest-bearing deposits | 20,659,000 | 21,326,000 | 20,333,000 | 20,111,000 |
| Noninterest-bearing deposits | 2,862,000 | 2,905,000 | 2,990,000 | 2,835,000 |
| Equity capital | 4,297,000 | 4,418,000 | 4,499,000 | 4,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 412,000 | 626,000 | 832,000 |
| Interest expense | 32,000 | 62,000 | 94,000 | 124,000 |
| Net interest income | 173,000 | 350,000 | 532,000 | 708,000 |
| Noninterest income | 14,000 | 23,000 | 31,000 | 36,000 |
| Noninterest expense | 104,000 | 199,000 | 287,000 | 385,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 174,000 | 276,000 | 359,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 19,000 |
| Net income | 79,000 | 165,000 | 262,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,958,000 | 4,045,000 | 4,141,000 | 4,219,000 |
| Total capital | 4,053,000 | 4,140,000 | 4,236,000 | 4,314,000 |
| Risk-weighted assets | 13,638,000 | 13,911,000 | 13,838,000 | 12,458,000 |