Call reports 2012
MAXWELL STATE BANK — 2012
What MAXWELL STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,044,000 | 26,109,000 | 26,971,000 | 26,555,000 |
| Total loans | 9,884,000 | 10,353,000 | 10,563,000 | 9,727,000 |
| Allowance for loan losses | 95,000 | 95,000 | 95,000 | 95,000 |
| Securities available for sale | 4,386,000 | 5,322,000 | 5,507,000 | 5,343,000 |
| Securities held to maturity | 7,840,000 | 7,959,000 | 8,408,000 | 8,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,797,000 | 21,691,000 | 22,409,000 | 22,089,000 |
| Interest-bearing deposits | 18,985,000 | 18,521,000 | 19,158,000 | 19,120,000 |
| Noninterest-bearing deposits | 2,812,000 | 3,170,000 | 3,251,000 | 2,969,000 |
| Equity capital | 3,115,000 | 3,285,000 | 3,450,000 | 3,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 556,000 | 830,000 | 1,087,000 |
| Interest expense | 40,000 | 84,000 | 124,000 | 150,000 |
| Net interest income | 239,000 | 472,000 | 706,000 | 937,000 |
| Noninterest income | 7,000 | 15,000 | 23,000 | 31,000 |
| Noninterest expense | 92,000 | 190,000 | 281,000 | 386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 297,000 | 448,000 | 582,000 |
| Income tax | 9,000 | 15,000 | 23,000 | 30,000 |
| Net income | 145,000 | 282,000 | 425,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,791,000 | 2,898,000 | 3,041,000 | 2,993,000 |
| Total capital | 2,886,000 | 2,993,000 | 3,136,000 | 3,088,000 |
| Risk-weighted assets | 13,479,000 | 13,863,000 | 14,190,000 | 13,152,000 |