Call reports 2009
MAXWELL STATE BANK — 2009
What MAXWELL STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,083,000 | 21,878,000 | 22,412,000 | 24,095,000 |
| Total loans | 8,189,000 | 7,383,000 | 7,725,000 | 8,654,000 |
| Allowance for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Securities available for sale | 4,491,000 | 4,743,000 | 5,181,000 | 5,030,000 |
| Securities held to maturity | 5,418,000 | 5,374,000 | 6,145,000 | 6,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,058,000 | 17,735,000 | 17,871,000 | 19,329,000 |
| Interest-bearing deposits | 16,419,000 | 16,460,000 | 15,947,000 | 17,316,000 |
| Noninterest-bearing deposits | 1,639,000 | 1,275,000 | 1,924,000 | 2,013,000 |
| Equity capital | 2,906,000 | 3,017,000 | 3,146,000 | 3,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 539,000 | 807,000 | 1,080,000 |
| Interest expense | 93,000 | 176,000 | 257,000 | 338,000 |
| Net interest income | 177,000 | 363,000 | 550,000 | 742,000 |
| Noninterest income | 7,000 | 14,000 | 22,000 | 28,000 |
| Noninterest expense | 84,000 | 171,000 | 271,000 | 371,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 183,000 | 278,000 | 376,000 |
| Income tax | 4,000 | 9,000 | 16,000 | 20,000 |
| Net income | 73,000 | 174,000 | 262,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,551,000 | 2,651,000 | 2,739,000 | 2,783,000 |
| Total capital | 2,626,000 | 2,726,000 | 2,814,000 | 2,858,000 |
| Risk-weighted assets | 10,097,000 | 9,481,000 | 9,776,000 | 10,826,000 |