Call reports 2007
MAXWELL STATE BANK — 2007
What MAXWELL STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 20,030,000 | 20,362,000 | 20,539,000 | 20,238,000 |
| Total loans | 8,441,000 | 8,254,000 | 8,439,000 | 8,645,000 |
| Allowance for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Securities available for sale | 5,491,000 | 5,187,000 | 5,258,000 | 5,026,000 |
| Securities held to maturity | 4,000,000 | 3,901,000 | 4,757,000 | 4,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,152,000 | 16,746,000 | 16,824,000 | 16,005,000 |
| Interest-bearing deposits | 14,717,000 | 15,300,000 | 15,386,000 | 14,425,000 |
| Noninterest-bearing deposits | 1,435,000 | 1,446,000 | 1,438,000 | 1,580,000 |
| Equity capital | 2,672,000 | 2,622,000 | 2,723,000 | 2,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 532,000 | 811,000 | 1,088,000 |
| Interest expense | 128,000 | 263,000 | 405,000 | 548,000 |
| Net interest income | 141,000 | 269,000 | 406,000 | 540,000 |
| Noninterest income | 9,000 | 49,000 | 57,000 | 68,000 |
| Noninterest expense | 86,000 | 168,000 | 249,000 | 333,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 54,000 | 117,000 | 178,000 |
| Income tax | 3,000 | 2,000 | 6,000 | 8,000 |
| Net income | 61,000 | 52,000 | 111,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,418,000 | 2,403,000 | 2,459,000 | 2,515,000 |
| Total capital | 2,493,000 | 2,478,000 | 2,534,000 | 2,590,000 |
| Risk-weighted assets | 10,836,000 | 10,535,000 | 10,790,000 | 10,736,000 |