Call reports 2006
MAXWELL STATE BANK — 2006
What MAXWELL STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,359,000 | 18,997,000 | 19,371,000 | 19,655,000 |
| Total loans | 8,184,000 | 8,065,000 | 7,867,000 | 7,888,000 |
| Allowance for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Securities available for sale | 6,015,000 | 5,855,000 | 5,448,000 | 5,660,000 |
| Securities held to maturity | 3,531,000 | 2,974,000 | 3,486,000 | 3,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,612,000 | 15,574,000 | 15,861,000 | 16,045,000 |
| Interest-bearing deposits | 14,263,000 | 14,192,000 | 14,507,000 | 14,146,000 |
| Noninterest-bearing deposits | 1,349,000 | 1,382,000 | 1,354,000 | 1,899,000 |
| Equity capital | 2,409,000 | 2,436,000 | 2,530,000 | 2,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 510,000 | 763,000 | 1,021,000 |
| Interest expense | 105,000 | 217,000 | 333,000 | 456,000 |
| Net interest income | 148,000 | 293,000 | 430,000 | 565,000 |
| Noninterest income | 9,000 | 18,000 | 28,000 | 37,000 |
| Noninterest expense | 79,000 | 160,000 | 243,000 | 328,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 151,000 | 215,000 | 274,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 13,000 |
| Net income | 74,000 | 143,000 | 204,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,180,000 | 2,085,000 | 2,300,000 | 2,357,000 |
| Total capital | 2,255,000 | 2,160,000 | 2,375,000 | 2,432,000 |
| Risk-weighted assets | 10,583,000 | 10,415,000 | 10,223,000 | 10,297,000 |