Call reports 2004
MAXWELL STATE BANK — 2004
What MAXWELL STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 19,457,000 | 19,463,000 | 19,096,000 | 19,696,000 |
| Total loans | 8,172,000 | 8,091,000 | 8,216,000 | 8,668,000 |
| Allowance for loan losses | 77,000 | 77,000 | 77,000 | 77,000 |
| Securities available for sale | 6,674,000 | 6,844,000 | 6,703,000 | 6,395,000 |
| Securities held to maturity | 1,978,000 | 2,071,000 | 2,590,000 | 2,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,104,000 | 16,290,000 | 15,474,000 | 15,878,000 |
| Interest-bearing deposits | 14,654,000 | 14,821,000 | 14,075,000 | 14,483,000 |
| Noninterest-bearing deposits | 1,450,000 | 1,469,000 | 1,399,000 | 1,395,000 |
| Equity capital | 2,320,000 | 2,156,000 | 2,335,000 | 2,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 503,000 | 786,000 | 1,039,000 |
| Interest expense | 82,000 | 162,000 | 244,000 | 324,000 |
| Net interest income | 173,000 | 341,000 | 542,000 | 715,000 |
| Noninterest income | 9,000 | 18,000 | 28,000 | 38,000 |
| Noninterest expense | 77,000 | 153,000 | 226,000 | 312,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 206,000 | 344,000 | 441,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 22,000 |
| Net income | 100,000 | 196,000 | 328,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,861,000 | 1,881,000 | 1,980,000 | 1,882,000 |
| Total capital | 1,938,000 | 1,958,000 | 2,057,000 | 1,959,000 |
| Risk-weighted assets | 11,148,000 | 11,083,000 | 10,967,000 | 11,178,000 |