Call reports 2002
MAXWELL STATE BANK — 2002
What MAXWELL STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,398,000 | 17,067,000 | 17,233,000 | 17,288,000 |
| Total loans | 8,286,000 | 8,242,000 | 8,349,000 | 8,197,000 |
| Allowance for loan losses | 72,000 | 72,000 | 77,000 | 77,000 |
| Securities available for sale | 4,606,000 | 4,487,000 | 4,356,000 | 4,102,000 |
| Securities held to maturity | 2,907,000 | 2,881,000 | 2,726,000 | 2,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,421,000 | 14,391,000 | 14,614,000 | 14,744,000 |
| Interest-bearing deposits | 13,327,000 | 13,177,000 | 13,368,000 | 13,588,000 |
| Noninterest-bearing deposits | 1,094,000 | 1,214,000 | 1,246,000 | 1,156,000 |
| Equity capital | 1,946,000 | 2,038,000 | 1,994,000 | 1,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 555,000 | 831,000 | 1,091,000 |
| Interest expense | 125,000 | 237,000 | 342,000 | 438,000 |
| Net interest income | 154,000 | 318,000 | 489,000 | 653,000 |
| Noninterest income | 9,000 | 19,000 | 30,000 | 41,000 |
| Noninterest expense | 67,000 | 138,000 | 207,000 | 296,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 96,000 | 199,000 | 307,000 | 411,000 |
| Income tax | 6,000 | 13,000 | 20,000 | 27,000 |
| Net income | 90,000 | 186,000 | 287,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,634,000 | 1,689,000 | 1,666,000 | 1,613,000 |
| Total capital | 1,706,000 | 1,761,000 | 1,743,000 | 1,690,000 |
| Risk-weighted assets | 11,030,000 | 10,764,000 | 10,812,000 | 10,764,000 |