Call reports 2025
BANK OF WIGGINS — 2025
What BANK OF WIGGINS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 212,606,000 | 214,594,000 | 225,847,000 | 229,895,000 |
| Total loans | 93,469,000 | 93,114,000 | 93,121,000 | 88,492,000 |
| Allowance for loan losses | 1,343,000 | 1,343,000 | 1,354,000 | 1,350,000 |
| Securities available for sale | 79,869,000 | 81,718,000 | 84,613,000 | 84,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,385,000 | 191,275,000 | 200,695,000 | 206,550,000 |
| Interest-bearing deposits | 136,466,000 | 137,457,000 | 146,838,000 | 150,731,000 |
| Noninterest-bearing deposits | 53,919,000 | 53,818,000 | 53,857,000 | 55,819,000 |
| Equity capital | 20,827,000 | 21,734,000 | 23,421,000 | 21,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,458,000 | 6,862,000 | 9,294,000 |
| Interest expense | 820,000 | 1,695,000 | 2,617,000 | 3,556,000 |
| Net interest income | 1,304,000 | 2,763,000 | 4,245,000 | 5,738,000 |
| Noninterest income | 418,000 | 783,000 | 1,154,000 | 1,507,000 |
| Noninterest expense | 1,304,000 | 2,758,000 | 4,207,000 | 7,369,000 |
| Provision for loan losses | 25,000 | 29,000 | 34,000 | 29,000 |
| Pretax income | 420,000 | 785,000 | 1,187,000 | -118,000 |
| Income tax | 81,000 | 162,000 | 81,000 | 81,000 |
| Net income | 339,000 | 623,000 | 1,106,000 | -199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,828,000 | 30,887,000 | 31,370,000 | 29,310,000 |