Call reports 2024
BANK OF WIGGINS — 2024
What BANK OF WIGGINS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 192,262,000 | 197,325,000 | 203,190,000 | 198,479,000 |
| Total loans | 93,784,000 | 92,937,000 | 94,731,000 | 94,064,000 |
| Allowance for loan losses | 1,340,000 | 1,312,000 | 1,321,000 | 1,320,000 |
| Securities available for sale | 77,867,000 | 78,024,000 | 81,382,000 | 78,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,369,000 | 176,568,000 | 179,273,000 | 177,841,000 |
| Interest-bearing deposits | 122,173,000 | 128,762,000 | 129,289,000 | 129,019,000 |
| Noninterest-bearing deposits | 50,196,000 | 47,806,000 | 49,984,000 | 48,822,000 |
| Equity capital | 18,641,000 | 19,032,000 | 21,961,000 | 19,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,949,000 | 6,065,000 | 8,214,000 |
| Interest expense | 683,000 | 1,457,000 | 2,276,000 | 3,125,000 |
| Net interest income | 1,258,000 | 2,492,000 | 3,789,000 | 5,089,000 |
| Noninterest income | 382,000 | 756,000 | 1,137,000 | 1,541,000 |
| Noninterest expense | 1,285,000 | 2,719,000 | 4,035,000 | 5,456,000 |
| Provision for loan losses | 5,000 | -20,000 | -3,000 | -2,000 |
| Pretax income | 389,000 | 605,000 | 1,000,000 | 1,309,000 |
| Income tax | 81,000 | 162,000 | 243,000 | 295,000 |
| Net income | 308,000 | 443,000 | 757,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,759,000 | 30,670,000 | 30,984,000 | 30,488,000 |