Call reports 2023
BANK OF WIGGINS — 2023
What BANK OF WIGGINS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 195,647,000 | 191,407,000 | 191,395,000 | 190,748,000 |
| Total loans | 93,186,000 | 93,233,000 | 92,872,000 | 93,477,000 |
| Allowance for loan losses | 1,375,000 | 1,364,000 | 1,356,000 | 1,342,000 |
| Securities available for sale | 77,466,000 | 77,164,000 | 74,084,000 | 78,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,603,000 | 172,136,000 | 173,885,000 | 170,708,000 |
| Interest-bearing deposits | 122,291,000 | 119,909,000 | 121,001,000 | 119,183,000 |
| Noninterest-bearing deposits | 54,312,000 | 52,227,000 | 52,884,000 | 51,525,000 |
| Equity capital | 17,940,000 | 17,901,000 | 15,929,000 | 18,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,607,000 | 5,488,000 | 7,384,000 |
| Interest expense | 429,000 | 994,000 | 1,616,000 | 2,289,000 |
| Net interest income | 1,323,000 | 2,613,000 | 3,872,000 | 5,095,000 |
| Noninterest income | 348,000 | 719,000 | 1,112,000 | 1,500,000 |
| Noninterest expense | 1,285,000 | 2,635,000 | 3,945,000 | 5,360,000 |
| Provision for loan losses | 3,000 | -3,000 | -2,000 | -14,000 |
| Pretax income | 383,000 | 700,000 | 1,041,000 | 1,249,000 |
| Income tax | 81,000 | 130,000 | 211,000 | 255,000 |
| Net income | 302,000 | 570,000 | 830,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,740,000 | 30,784,000 | 31,044,000 | 30,451,000 |