Call reports 2022
BANK OF WIGGINS — 2022
What BANK OF WIGGINS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 198,367,000 | 193,424,000 | 189,407,000 | 188,435,000 |
| Total loans | 88,686,000 | 89,907,000 | 91,297,000 | 93,193,000 |
| Allowance for loan losses | 1,398,000 | 1,398,000 | 1,398,000 | 1,398,000 |
| Securities available for sale | 88,109,000 | 82,842,000 | 75,834,000 | 76,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,127,000 | 172,689,000 | 171,533,000 | 170,776,000 |
| Interest-bearing deposits | 119,681,000 | 117,294,000 | 113,803,000 | 112,154,000 |
| Noninterest-bearing deposits | 54,446,000 | 55,395,000 | 57,730,000 | 58,622,000 |
| Equity capital | 23,603,000 | 19,885,000 | 16,891,000 | 17,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,319,000 | 5,031,000 | 6,744,000 |
| Interest expense | 234,000 | 463,000 | 687,000 | 957,000 |
| Net interest income | 1,408,000 | 2,856,000 | 4,344,000 | 5,787,000 |
| Noninterest income | 328,000 | 719,000 | 1,105,000 | 1,458,000 |
| Noninterest expense | 1,287,000 | 2,552,000 | 3,889,000 | 5,492,000 |
| Provision for loan losses | 10,000 | 13,000 | 24,000 | 28,000 |
| Pretax income | 472,000 | 1,033,000 | 1,555,000 | 1,744,000 |
| Income tax | 71,000 | 152,000 | 237,000 | 314,000 |
| Net income | 401,000 | 881,000 | 1,318,000 | 1,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,652,000 | 30,909,000 | 31,345,000 | 30,589,000 |