Call reports 2021
BANK OF WIGGINS — 2021
What BANK OF WIGGINS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 186,857,000 | 190,716,000 | 198,549,000 | 204,312,000 |
| Total loans | 87,964,000 | 88,703,000 | 86,774,000 | 87,525,000 |
| Allowance for loan losses | 1,398,000 | 1,398,000 | 1,398,000 | 1,398,000 |
| Securities available for sale | 76,212,000 | 86,543,000 | 90,968,000 | 99,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,012,000 | 160,025,000 | 167,465,000 | 174,719,000 |
| Interest-bearing deposits | 107,944,000 | 111,096,000 | 115,577,000 | 121,378,000 |
| Noninterest-bearing deposits | 49,068,000 | 48,929,000 | 51,888,000 | 53,341,000 |
| Equity capital | 29,169,000 | 29,863,000 | 30,081,000 | 29,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,275,000 | 4,903,000 | 6,575,000 |
| Interest expense | 264,000 | 525,000 | 779,000 | 1,029,000 |
| Net interest income | 1,361,000 | 2,750,000 | 4,124,000 | 5,546,000 |
| Noninterest income | 263,000 | 548,000 | 856,000 | 1,172,000 |
| Noninterest expense | 1,200,000 | 2,428,000 | 3,741,000 | 5,061,000 |
| Provision for loan losses | 4,000 | 9,000 | 8,000 | 26,000 |
| Pretax income | 421,000 | 907,000 | 1,287,000 | 1,693,000 |
| Income tax | 66,000 | 132,000 | 199,000 | 265,000 |
| Net income | 355,000 | 775,000 | 1,088,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,272,000 | 30,468,000 | 30,781,000 | 30,251,000 |