Call reports 2020
BANK OF WIGGINS — 2020
What BANK OF WIGGINS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 169,121,000 | 181,732,000 | 179,762,000 | 182,726,000 |
| Total loans | 90,618,000 | 89,960,000 | 89,627,000 | 86,469,000 |
| Allowance for loan losses | 1,398,000 | 1,398,000 | 1,398,000 | 1,398,000 |
| Securities available for sale | 57,150,000 | 68,144,000 | 69,352,000 | 74,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,110,000 | 149,945,000 | 147,604,000 | 151,895,000 |
| Interest-bearing deposits | 98,566,000 | 101,457,000 | 101,299,000 | 102,116,000 |
| Noninterest-bearing deposits | 38,544,000 | 48,488,000 | 46,305,000 | 49,779,000 |
| Equity capital | 30,051,000 | 30,606,000 | 30,998,000 | 30,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,477,000 | 5,190,000 | 6,823,000 |
| Interest expense | 287,000 | 567,000 | 843,000 | 1,113,000 |
| Net interest income | 1,445,000 | 2,910,000 | 4,347,000 | 5,710,000 |
| Noninterest income | 347,000 | 622,000 | 879,000 | 1,111,000 |
| Noninterest expense | 1,407,000 | 2,651,000 | 3,927,000 | 5,285,000 |
| Provision for loan losses | 14,000 | 77,000 | 78,000 | 92,000 |
| Pretax income | 371,000 | 832,000 | 1,259,000 | 1,483,000 |
| Income tax | 69,000 | 120,000 | 174,000 | 152,000 |
| Net income | 302,000 | 712,000 | 1,085,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,981,000 | 30,167,000 | 30,540,000 | 29,917,000 |