Call reports 2019
BANK OF WIGGINS — 2019
What BANK OF WIGGINS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 174,460,000 | 172,393,000 | 167,902,000 | 166,379,000 |
| Total loans | 96,728,000 | 96,580,000 | 91,078,000 | 90,404,000 |
| Allowance for loan losses | 1,398,000 | 1,398,000 | 1,398,000 | 1,398,000 |
| Securities available for sale | 47,626,000 | 47,663,000 | 52,451,000 | 56,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,955,000 | 141,161,000 | 136,130,000 | 136,167,000 |
| Interest-bearing deposits | 106,000,000 | 103,838,000 | 98,616,000 | 98,600,000 |
| Noninterest-bearing deposits | 37,955,000 | 37,323,000 | 37,514,000 | 37,567,000 |
| Equity capital | 29,696,000 | 30,251,000 | 30,686,000 | 29,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,780,000 | 3,585,000 | 5,376,000 | 7,134,000 |
| Interest expense | 295,000 | 600,000 | 909,000 | 1,207,000 |
| Net interest income | 1,485,000 | 2,985,000 | 4,467,000 | 5,927,000 |
| Noninterest income | 324,000 | 703,000 | 1,050,000 | 1,272,000 |
| Noninterest expense | 1,394,000 | 2,733,000 | 4,077,000 | 5,717,000 |
| Provision for loan losses | 13,000 | 44,000 | 44,000 | 45,000 |
| Pretax income | 414,000 | 927,000 | 1,420,000 | 1,486,000 |
| Income tax | 85,000 | 170,000 | 243,000 | 290,000 |
| Net income | 329,000 | 757,000 | 1,177,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,908,000 | 30,112,000 | 30,532,000 | 29,679,000 |
| Total capital | 31,158,000 | 31,356,000 | 31,762,000 | 30,922,000 |
| Risk-weighted assets | 99,911,000 | 99,418,000 | 98,254,000 | 99,285,000 |