Call reports 2018
BANK OF WIGGINS — 2018
What BANK OF WIGGINS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 186,860,000 | 186,031,000 | 184,183,000 | 182,575,000 |
| Total loans | 106,094,000 | 101,949,000 | 105,142,000 | 102,772,000 |
| Allowance for loan losses | 1,540,000 | 1,540,000 | 1,398,000 | 1,398,000 |
| Securities available for sale | 52,265,000 | 52,935,000 | 50,862,000 | 49,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,502,000 | 156,579,000 | 152,452,000 | 153,374,000 |
| Interest-bearing deposits | 117,536,000 | 115,049,000 | 113,579,000 | 113,205,000 |
| Noninterest-bearing deposits | 38,966,000 | 41,530,000 | 38,873,000 | 40,169,000 |
| Equity capital | 28,282,000 | 28,618,000 | 28,828,000 | 28,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,802,000 | 3,599,000 | 5,421,000 | 7,253,000 |
| Interest expense | 232,000 | 466,000 | 725,000 | 998,000 |
| Net interest income | 1,570,000 | 3,133,000 | 4,696,000 | 6,255,000 |
| Noninterest income | 340,000 | 774,000 | 1,147,000 | 1,492,000 |
| Noninterest expense | 1,432,000 | 2,733,000 | 4,053,000 | 5,459,000 |
| Provision for loan losses | 11,000 | 68,000 | 86,000 | 136,000 |
| Pretax income | 467,000 | 1,109,000 | 1,714,000 | 2,155,000 |
| Income tax | 162,000 | 208,000 | 294,000 | 379,000 |
| Net income | 305,000 | 901,000 | 1,420,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,201,000 | 29,573,000 | 30,092,000 | 29,579,000 |
| Total capital | 30,505,000 | 30,830,000 | 31,376,000 | 30,844,000 |
| Risk-weighted assets | 104,102,000 | 100,303,000 | 102,632,000 | 101,115,000 |