Call reports 2017
BANK OF WIGGINS — 2017
What BANK OF WIGGINS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,421,000 | 181,167,000 | 183,399,000 | 182,409,000 |
| Total loans | 106,886,000 | 106,580,000 | 106,609,000 | 105,999,000 |
| Allowance for loan losses | 1,555,000 | 1,555,000 | 1,540,000 | 1,540,000 |
| Securities available for sale | 49,336,000 | 51,165,000 | 50,682,000 | 50,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,282,000 | 151,476,000 | 153,240,000 | 153,598,000 |
| Interest-bearing deposits | 114,853,000 | 114,727,000 | 116,085,000 | 115,861,000 |
| Noninterest-bearing deposits | 37,429,000 | 36,749,000 | 37,155,000 | 37,737,000 |
| Equity capital | 28,384,000 | 28,914,000 | 29,232,000 | 28,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,603,000 | 5,382,000 | 7,154,000 |
| Interest expense | 199,000 | 397,000 | 604,000 | 828,000 |
| Net interest income | 1,598,000 | 3,206,000 | 4,778,000 | 6,326,000 |
| Noninterest income | 328,000 | 688,000 | 1,064,000 | 1,444,000 |
| Noninterest expense | 1,370,000 | 2,661,000 | 4,028,000 | 5,371,000 |
| Provision for loan losses | 17,000 | 54,000 | 88,000 | 132,000 |
| Pretax income | 542,000 | 1,183,000 | 1,734,000 | 2,277,000 |
| Income tax | 174,000 | 347,000 | 521,000 | 669,000 |
| Net income | 368,000 | 836,000 | 1,213,000 | 1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,621,000 | 28,865,000 | 29,243,000 | 28,822,000 |
| Total capital | 29,916,000 | 30,160,000 | 30,536,000 | 30,124,000 |
| Risk-weighted assets | 103,402,000 | 103,411,000 | 103,195,000 | 103,934,000 |