Call reports 2016
BANK OF WIGGINS — 2016
What BANK OF WIGGINS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 189,749,000 | 185,547,000 | 181,650,000 | 181,986,000 |
| Total loans | 106,439,000 | 107,698,000 | 108,470,000 | 108,369,000 |
| Allowance for loan losses | 1,555,000 | 1,555,000 | 1,555,000 | 1,555,000 |
| Securities available for sale | 56,556,000 | 48,167,000 | 51,240,000 | 48,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,526,000 | 155,679,000 | 151,598,000 | 153,870,000 |
| Interest-bearing deposits | 126,999,000 | 121,109,000 | 117,213,000 | 117,795,000 |
| Noninterest-bearing deposits | 33,527,000 | 34,570,000 | 34,385,000 | 36,075,000 |
| Equity capital | 28,232,000 | 28,674,000 | 29,028,000 | 27,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,745,000 | 5,619,000 | 7,453,000 |
| Interest expense | 225,000 | 441,000 | 653,000 | 858,000 |
| Net interest income | 1,647,000 | 3,304,000 | 4,966,000 | 6,595,000 |
| Noninterest income | 378,000 | 759,000 | 1,177,000 | 1,523,000 |
| Noninterest expense | 1,382,000 | 2,706,000 | 4,133,000 | 5,516,000 |
| Provision for loan losses | 45,000 | 184,000 | 244,000 | 260,000 |
| Pretax income | 622,000 | 1,200,000 | 1,793,000 | 2,372,000 |
| Income tax | 190,000 | 380,000 | 518,000 | 649,000 |
| Net income | 432,000 | 820,000 | 1,275,000 | 1,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,007,000 | 28,164,000 | 28,620,000 | 28,253,000 |
| Total capital | 29,268,000 | 29,424,000 | 29,916,000 | 29,562,000 |
| Risk-weighted assets | 100,633,000 | 100,514,000 | 103,497,000 | 104,539,000 |