Call reports 2014
BANK OF WIGGINS — 2014
What BANK OF WIGGINS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 186,812,000 | 185,489,000 | 185,868,000 | 186,659,000 |
| Total loans | 112,432,000 | 114,676,000 | 115,621,000 | 115,635,000 |
| Allowance for loan losses | 1,605,000 | 1,605,000 | 1,605,000 | 1,555,000 |
| Securities available for sale | 50,874,000 | 52,288,000 | 48,949,000 | 49,286,000 |
| Securities held to maturity | 120,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,903,000 | 156,393,000 | 157,529,000 | 159,190,000 |
| Interest-bearing deposits | 129,966,000 | 126,769,000 | 126,092,000 | 128,310,000 |
| Noninterest-bearing deposits | 29,937,000 | 29,624,000 | 31,437,000 | 30,880,000 |
| Equity capital | 25,867,000 | 26,477,000 | 27,054,000 | 26,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 3,982,000 | 6,018,000 | 8,000,000 |
| Interest expense | 372,000 | 707,000 | 1,021,000 | 1,317,000 |
| Net interest income | 1,625,000 | 3,275,000 | 4,997,000 | 6,683,000 |
| Noninterest income | 407,000 | 838,000 | 1,252,000 | 1,646,000 |
| Noninterest expense | 1,371,000 | 2,884,000 | 4,231,000 | 5,679,000 |
| Provision for loan losses | 24,000 | 34,000 | 85,000 | 163,000 |
| Pretax income | 637,000 | 1,195,000 | 1,933,000 | 2,487,000 |
| Income tax | 190,000 | 380,000 | 571,000 | 686,000 |
| Net income | 447,000 | 815,000 | 1,362,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,608,000 | 26,752,000 | 27,299,000 | 26,955,000 |
| Total capital | 27,916,000 | 28,065,000 | 28,609,000 | 28,275,000 |
| Risk-weighted assets | 104,314,000 | 104,732,000 | 104,518,000 | 105,340,000 |