Call reports 2013
BANK OF WIGGINS — 2013
What BANK OF WIGGINS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 193,254,000 | 189,780,000 | 186,865,000 | 185,739,000 |
| Total loans | 115,932,000 | 116,360,000 | 113,447,000 | 114,800,000 |
| Allowance for loan losses | 1,625,000 | 1,625,000 | 1,625,000 | 1,625,000 |
| Securities available for sale | 53,402,000 | 51,853,000 | 52,856,000 | 52,447,000 |
| Securities held to maturity | 604,000 | 275,000 | 120,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,141,000 | 163,097,000 | 159,756,000 | 159,866,000 |
| Interest-bearing deposits | 137,900,000 | 134,529,000 | 131,865,000 | 130,710,000 |
| Noninterest-bearing deposits | 27,241,000 | 28,568,000 | 27,891,000 | 29,156,000 |
| Equity capital | 26,462,000 | 25,243,000 | 25,789,000 | 24,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,064,000 | 4,151,000 | 6,225,000 | 8,317,000 |
| Interest expense | 568,000 | 1,113,000 | 1,597,000 | 2,040,000 |
| Net interest income | 1,496,000 | 3,038,000 | 4,628,000 | 6,277,000 |
| Noninterest income | 451,000 | 901,000 | 1,347,000 | 1,764,000 |
| Noninterest expense | 1,330,000 | 2,394,000 | 3,767,000 | 5,352,000 |
| Provision for loan losses | 45,000 | 157,000 | 227,000 | 294,000 |
| Pretax income | 572,000 | 1,388,000 | 1,981,000 | 2,395,000 |
| Income tax | 134,000 | 490,000 | 668,000 | 828,000 |
| Net income | 438,000 | 898,000 | 1,313,000 | 1,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,039,000 | 26,275,000 | 26,690,000 | 26,160,000 |
| Total capital | 27,596,000 | 27,830,000 | 28,210,000 | 27,492,000 |
| Risk-weighted assets | 124,476,000 | 124,333,000 | 121,457,000 | 106,301,000 |