Call reports 2012
BANK OF WIGGINS — 2012
What BANK OF WIGGINS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 192,252,000 | 188,856,000 | 187,780,000 | 189,270,000 |
| Total loans | 113,095,000 | 115,475,000 | 114,273,000 | 116,943,000 |
| Allowance for loan losses | 1,625,000 | 1,625,000 | 1,625,000 | 1,625,000 |
| Securities available for sale | 58,189,000 | 51,452,000 | 51,880,000 | 50,539,000 |
| Securities held to maturity | 1,158,000 | 1,158,000 | 853,000 | 604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,737,000 | 159,425,000 | 158,600,000 | 161,288,000 |
| Interest-bearing deposits | 137,948,000 | 134,579,000 | 133,563,000 | 132,331,000 |
| Noninterest-bearing deposits | 25,789,000 | 24,846,000 | 25,037,000 | 28,957,000 |
| Equity capital | 26,410,000 | 26,849,000 | 26,523,000 | 26,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,300,000 | 4,560,000 | 6,746,000 | 8,868,000 |
| Interest expense | 756,000 | 1,451,000 | 2,105,000 | 2,713,000 |
| Net interest income | 1,544,000 | 3,109,000 | 4,641,000 | 6,155,000 |
| Noninterest income | 481,000 | 972,000 | 1,474,000 | 1,957,000 |
| Noninterest expense | 1,484,000 | 2,973,000 | 4,328,000 | 5,670,000 |
| Provision for loan losses | 79,000 | 186,000 | 226,000 | 351,000 |
| Pretax income | 462,000 | 922,000 | 1,561,000 | 2,091,000 |
| Income tax | 134,000 | 270,000 | 411,000 | 490,000 |
| Net income | 328,000 | 652,000 | 1,150,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,194,000 | 26,294,000 | 25,879,000 | 25,602,000 |
| Total capital | 27,704,000 | 27,828,000 | 27,401,000 | 27,156,000 |
| Risk-weighted assets | 120,715,000 | 122,647,000 | 121,621,000 | 124,229,000 |