Call reports 2011
BANK OF WIGGINS — 2011
What BANK OF WIGGINS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 194,321,000 | 192,363,000 | 195,261,000 | 193,298,000 |
| Total loans | 116,418,000 | 114,140,000 | 115,046,000 | 114,119,000 |
| Allowance for loan losses | 1,625,000 | 1,625,000 | 1,625,000 | 1,625,000 |
| Securities available for sale | 61,831,000 | 59,734,000 | 59,292,000 | 59,481,000 |
| Securities held to maturity | 1,482,000 | 1,281,000 | 1,282,000 | 1,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,998,000 | 163,785,000 | 165,745,000 | 164,699,000 |
| Interest-bearing deposits | 141,399,000 | 139,783,000 | 138,422,000 | 136,385,000 |
| Noninterest-bearing deposits | 25,599,000 | 24,002,000 | 27,323,000 | 28,314,000 |
| Equity capital | 25,074,000 | 26,187,000 | 26,868,000 | 26,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,480,000 | 4,996,000 | 7,485,000 | 9,862,000 |
| Interest expense | 988,000 | 1,920,000 | 2,794,000 | 3,619,000 |
| Net interest income | 1,492,000 | 3,076,000 | 4,691,000 | 6,243,000 |
| Noninterest income | 468,000 | 949,000 | 1,447,000 | 1,921,000 |
| Noninterest expense | 1,201,000 | 2,468,000 | 3,794,000 | 5,088,000 |
| Provision for loan losses | 92,000 | 306,000 | 444,000 | 910,000 |
| Pretax income | 667,000 | 1,251,000 | 1,900,000 | 2,166,000 |
| Income tax | 190,000 | 244,000 | 359,000 | 465,000 |
| Net income | 477,000 | 1,007,000 | 1,541,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,595,000 | 25,901,000 | 26,435,000 | 25,866,000 |
| Total capital | 27,144,000 | 27,422,000 | 27,955,000 | 27,393,000 |
| Risk-weighted assets | 123,817,000 | 121,548,000 | 121,463,000 | 122,032,000 |