Call reports 2010
BANK OF WIGGINS — 2010
What BANK OF WIGGINS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 185,317,000 | 185,374,000 | 185,901,000 | 188,030,000 |
| Total loans | 125,077,000 | 124,204,000 | 121,908,000 | 119,327,000 |
| Allowance for loan losses | 1,625,000 | 1,625,000 | 1,625,000 | 1,625,000 |
| Securities available for sale | 44,927,000 | 45,483,000 | 46,445,000 | 51,227,000 |
| Securities held to maturity | 2,325,000 | 1,635,000 | 1,636,000 | 1,481,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,309,000 | 162,537,000 | 162,229,000 | 162,024,000 |
| Interest-bearing deposits | 140,477,000 | 140,008,000 | 138,898,000 | 138,345,000 |
| Noninterest-bearing deposits | 22,832,000 | 22,529,000 | 23,331,000 | 23,679,000 |
| Equity capital | 20,244,000 | 20,819,000 | 21,339,000 | 24,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,169,000 | 7,789,000 | 10,292,000 |
| Interest expense | 1,023,000 | 2,045,000 | 3,037,000 | 4,056,000 |
| Net interest income | 1,556,000 | 3,124,000 | 4,752,000 | 6,236,000 |
| Noninterest income | 493,000 | 989,000 | 1,472,000 | 1,920,000 |
| Noninterest expense | 1,194,000 | 2,479,000 | 3,750,000 | 5,109,000 |
| Provision for loan losses | 208,000 | 286,000 | 406,000 | 660,000 |
| Pretax income | 647,000 | 1,348,000 | 2,068,000 | 2,387,000 |
| Income tax | 188,000 | 380,000 | 581,000 | 807,000 |
| Net income | 459,000 | 968,000 | 1,487,000 | 1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,234,000 | 20,565,000 | 21,085,000 | 24,639,000 |
| Total capital | 21,859,000 | 22,169,000 | 22,670,000 | 26,195,000 |
| Risk-weighted assets | 131,056,000 | 128,288,000 | 126,747,000 | 124,439,000 |