Call reports 2025
COMMUNITY FIRST BANK — 2025
What COMMUNITY FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 120,096,000 | 124,110,000 | 126,334,000 | 125,323,000 |
| Total loans | 66,028,000 | 67,452,000 | 69,687,000 | 68,085,000 |
| Allowance for loan losses | 940,000 | 940,000 | 940,000 | 836,000 |
| Securities available for sale | 34,838,000 | 34,883,000 | 36,270,000 | 36,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,892,000 | 106,190,000 | 108,634,000 | 107,938,000 |
| Interest-bearing deposits | 83,310,000 | 85,451,000 | 86,810,000 | 88,186,000 |
| Noninterest-bearing deposits | 19,582,000 | 20,739,000 | 21,824,000 | 19,752,000 |
| Equity capital | 14,066,000 | 14,867,000 | 15,593,000 | 15,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,436,000 | 2,956,000 | 4,587,000 | 6,227,000 |
| Interest expense | 478,000 | 957,000 | 1,434,000 | 1,909,000 |
| Net interest income | 958,000 | 1,999,000 | 3,153,000 | 4,318,000 |
| Noninterest income | 264,000 | 446,000 | 628,000 | 828,000 |
| Noninterest expense | 706,000 | 1,409,000 | 2,199,000 | 3,094,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 516,000 | 1,006,000 | 1,552,000 | 2,013,000 |
| Income tax | 17,000 | 47,000 | 77,000 | 150,000 |
| Net income | 499,000 | 959,000 | 1,475,000 | 1,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,946,000 | 15,281,000 | 15,717,000 | 15,265,000 |