Call reports 2024
COMMUNITY FIRST BANK — 2024
What COMMUNITY FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 120,485,000 | 116,095,000 | 120,815,000 | 120,277,000 |
| Total loans | 68,888,000 | 69,491,000 | 67,952,000 | 69,162,000 |
| Allowance for loan losses | 891,000 | 925,000 | 935,000 | 939,000 |
| Securities available for sale | 34,822,000 | 34,119,000 | 33,564,000 | 35,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,025,000 | 100,505,000 | 103,922,000 | 104,242,000 |
| Interest-bearing deposits | 82,152,000 | 80,841,000 | 82,386,000 | 82,456,000 |
| Noninterest-bearing deposits | 18,873,000 | 19,664,000 | 21,536,000 | 21,786,000 |
| Equity capital | 12,625,000 | 12,793,000 | 14,008,000 | 13,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,688,000 | 4,062,000 | 5,542,000 |
| Interest expense | 507,000 | 999,000 | 1,483,000 | 1,969,000 |
| Net interest income | 827,000 | 1,689,000 | 2,579,000 | 3,573,000 |
| Noninterest income | 230,000 | 397,000 | 602,000 | 790,000 |
| Noninterest expense | 740,000 | 1,405,000 | 2,125,000 | 2,958,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 308,000 | 663,000 | 1,029,000 | 1,369,000 |
| Income tax | 19,000 | 36,000 | 53,000 | 96,000 |
| Net income | 289,000 | 627,000 | 976,000 | 1,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,218,000 | 14,444,000 | 14,732,000 | 14,448,000 |