Call reports 2023
COMMUNITY FIRST BANK — 2023
What COMMUNITY FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 114,551,000 | 119,430,000 | 120,875,000 | 120,668,000 |
| Total loans | 65,862,000 | 66,519,000 | 69,260,000 | 68,405,000 |
| Allowance for loan losses | 885,000 | 894,000 | 905,000 | 881,000 |
| Securities available for sale | 37,944,000 | 37,319,000 | 36,156,000 | 35,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,134,000 | 102,854,000 | 102,940,000 | 102,626,000 |
| Interest-bearing deposits | 82,558,000 | 81,484,000 | 81,448,000 | 83,494,000 |
| Noninterest-bearing deposits | 19,576,000 | 21,370,000 | 21,492,000 | 19,132,000 |
| Equity capital | 11,835,000 | 11,766,000 | 11,337,000 | 12,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,191,000 | 3,448,000 | 4,735,000 |
| Interest expense | 255,000 | 573,000 | 953,000 | 1,409,000 |
| Net interest income | 785,000 | 1,618,000 | 2,495,000 | 3,326,000 |
| Noninterest income | 223,000 | 373,000 | 539,000 | 697,000 |
| Noninterest expense | 733,000 | 1,390,000 | 2,124,000 | 2,939,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 266,000 | 583,000 | 883,000 | 1,048,000 |
| Income tax | 11,000 | 43,000 | 72,000 | 96,000 |
| Net income | 255,000 | 540,000 | 811,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,785,000 | 13,993,000 | 14,199,000 | 13,928,000 |